A commerical package or business office package ("BOP") combines a number of important business coverages together under one policy. Depending upon the policy and carrier, these coverages may include the following:

• Commercial General Liability
• Business Personal Property (on and off premises)
• Newly Acquired Property
• Business Interruption
• Real Property Coverage
• Fire Legal Liability
• ERISA Coverage
• Employee Dishonesty
• Accounts Receivable
• Valuable Papers
• Water Damage
• Fine Art
• Money & Securities
• Hired and Non-Owned Auto